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- Earn 1.25% cash rewards per $1 in net retail transactions
- Payable in checks, statement credits or direct deposit to your checking or savings account, upon request
- Redeem in increments of $50, $100, $150, $200, $250, $300, $350, $400, $450, $500
- No limit to the dollar amount you can earn
- Cash rewards don't expire for 5 years
- Enjoy access to special Cardmember offers from participating American Express merchants to save on shopping, dining, travel, hotels, and much more
- Absolute fraud protection against unauthorized use, online and offline
- Car Rental Loss & Damage Insurance and Travel Accident Insurance
- Emergency Assistance Services and Emergency Roadside Assistance
- Retail Protection, and Extended Warranty coverage on purchases made with the card
- Access to the MyConciergeSM service, a unique personal assistance service
- 24-hour Customer Service, Secure Online Account Access and electronic bill payment service
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