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The Household BankŪ Premium MasterCards are ideal for applicants who want a credit card to help their credit history. The annual fee depends on the applicant's credit history and may range from $0-$39. There is no account processing fee and the interest rate is average for this type of card.
Another member of Household BankŪ Premium MasterCards profile is the secured card. The major benefit of this card is the reasonable $35 annual fee. The deposit for this secured card earns interest annually and the card provides additional cardholder benefits which is unusual for a secured credit card.
These cards share common benefits including credit bureau reporting, 24-hour customer service assistance, online account access, and periodic credit limit increases for those who qualify.
Those in need of a credit card that can possibly improve creditworthiness in exchange for the out of pocket costs of additional fees may find one of the Household BankŪ Premium MasterCards to be a good fit.
*It is HSBC's goal to offer you the credit card that best fits your credit profile, which may or may not be the card you originally inquired about. You may be offered a secured card or an unsecured card with different terms and conditions, which will be disclosed before your application is processed.
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